​Schedule of fees for paga prepaid cards

Here is the current fee schedule for Paga's prepaid cards, including the physical, virtual Naira, and Dollar virtual cards:

 Paga Prepaid Naira Card (Physical)

• Card Issuance: ₦1000

• Delivery Fee: ₦1000 (Nationwide)

• Funding from Paga Wallet: Free

• Withdrawal to Paga Wallet: Free 

• Decline Fee (due to insufficient funds) - ₦500 charged to Paga account/wallet

• Monthly Maintenance Fee: ₦53 (inclusive of VAT)

• Card Validity: 3 Years

 Paga Prepaid Naira Card (Virtual)

• Card Creation: ₦500

• Funding from Paga Wallet: Free

• Withdrawal to Paga Wallet: Free

• Monthly Maintenance Fee: ₦53 (inclusive of VAT)

• Card Validity: 12 months

 Paga Prepaid Dollar Card (Virtual) Beta

• Card Creation: $3.76 (or Naira equivalent at prevailing market rate) + VAT

• Funding from Paga Wallet: 1.2% of the funded amount (exclusive of tax)

• Monthly Maintenance Fee: $1.08 (inclusive of tax)

• Withdrawal to Paga Wallet: Permitted ( Naira equivalent at prevailing market rate )

• Card Validity: 12 months

*Conversion Fees - Currency Conversion Fees may apply and will vary based on the amount, currency, and market rates. 

  Additional Transaction Fees

• Decline Fee (due to insufficient funds) - ₦500 charged to Paga account/wallet

• POS Transactions: Standard POS fee may apply and may vary depending on the merchant or agent 

• ATM Withdrawals: Standard ATM fees may apply and may vary depending on the acquirer bank

Withdrawals via Paga Agent: ₦100 per transaction (plus 7.5% VAT)