Your prepaid card comes with limits depending on your account and card type. We’ve detailed the limits below across the different types of cards we offer.
Physical Naira Card
You can load/fund your card between NGN1 - NGN 4,000,000 in one go (per transaction), and up to NGN 4,000,000 in total each quarter. The same limits apply for withdrawing your card balance to your Paga wallet.
The following limits also apply to your card:
- POS transactions: NGN 500,000 per transaction, NGN1,000,000 day, and NGN4,000,000 per month
- Local Online transactions: NGN1,000,000 per transaction / day, NGN4,000,000 per month
- Local ATM withdrawals: NGN150,000 per day, NGN4,000,000 per month
- Maximum card balance:: NGN4,000,000 per quarter
*Please note that funding and withdrawing from your virtual card is subject to the applicable KYC transaction limits on your primary Paga account.
US Dollar Card
You can load/fund your card between $1 - $5,000 in one go (per transaction), and up to $10,000 in total each quarter. The same limits apply for withdrawing your card balance to your Paga wallet.
The following limits also apply to your card:
- POS transactions: $2,500 per transaction/day, $10,000 per month/quarter
- Online transactions: $2,500 per transaction/day, $10,000 per month/quarter
- ATM withdrawals: $650 per transaction, $3,000 per day, and $10,000 per month/quarter
- Maximum card balance:: $10,000 per quarter
*Please note that funding and withdrawing from your virtual card is subject to the applicable KYC transaction limits on your primary Paga account.